Best Payout Online Casinos for players in the USA


Online casinos are growing in popularity, and many players are looking for the ones with the best payouts. When you win and want to cash out, you don’t want to wait through lengthy processing times. Thus, online casinos with quick, smooth payout processes are always more favorable than those without seamless withdrawals.

Here’s a rundown of our recommended best payout online casinos, including both real money online casinos and social casinos. Read on for all you need to know about playing on these sites and what you can expect when you are ready to cash out your winnings.

Best online casinos with instant payouts

Here are five of the best online casinos currently operating in multiple states, all of which rank highly in our estimation for having smooth, quick payout methods. Keep in mind that no matter the site, following instructions carefully when withdrawing will result in quicker payouts. Don’t let missed steps or incorrectly entered financial information delay your money.

DraftKings Casino

DraftKings Casino offers a number of ways to withdraw your money. The minimum amount to withdraw is just $1 if you use a debit card, online banking, VIP Preferred (e-check), PayPal, or Venmo.

By far the fastest withdrawal method DraftKings Casino offers is cash at the casino cage (no minimum for withdrawals). When you withdraw in person at the site’s partnering land-based property, the transactions are essentially instantaneous. DraftKings Casino lists debit cards as its next fastest method, with withdrawals typically processed within the same day.

If you are using a withdrawal method for the first time at DraftKings Casino, the verification process may delay the payment. Some options may require a previous deposit with that same method before you can withdraw. Bank holidays and weekends can also extend processing times for payouts. Finally, as is true at every online casino, you cannot withdraw bonus funds for which the wagering requirement has not been met.

DraftKings Casino additionally offers a handy Withdrawal Tracker to help you keep tabs on pending withdrawals, another reason why it ranks as one of the best payout online casinos.

BetMGM Casino

BetMGM Casino also offers a number of ways to withdraw funds, most of which require at least a $10 minimum withdrawal.

The fastest withdrawal method at BetMGM is the BetMGM Prepaid Play+ Card: these withdrawals often process within six hours. Cash at the casino cage can also be very fast, only taking up to 12 hours. If you withdraw using a Visa debit card or prepaid card or by using PayPal, BetMGM lists the withdrawal time as within 24 hours.

At BetMGM Casino, all withdrawals are subject to internal review, which could potentially delay payments. Also, like at other online casinos, if a wagering requirement has not been met on bonus funds (this is something to keep an eye on at online casinos with no deposit bonuses), you won’t be able to withdraw them. If you have multiple withdrawal requests at once, BetMGM might merge them, which could also delay the earlier one(s).

BetRivers Casino

BetRivers Casino is another quality online casino with several fast payout options. The minimum withdrawal amount at BetRivers is $10.

When you are ready to cash out, BetRivers Casino invites players to use the BetRivers Prepaid Play+ Card when withdrawing, and their funds will be available immediately. Withdrawing at the casino cage is instantaneous as well. PayPal is also very fast, with payouts usually available within 30 minutes of approval.

BetRivers Casino is able to provide very fast payouts thanks to its automated RushPay review system. The system is used for certain payout methods (e.g., Play+ card, PayPal), and according to BetRivers, it can complete around 80% of withdrawals instantly.

Keep in mind that sometimes certain factors will require additional documentation for a withdrawal to be processed, which can cause the withdrawal to take longer to approve. Also, as at other sites, you cannot withdraw active bonus funds.

FanDuel Casino

At FanDuel Casino, you have many options when it comes to payouts, including some that are especially fast. The minimum withdrawal is $10 for most methods.

For FanDuel Casino, cash at the casino cage is also the fastest withdrawal method, with payouts usually processed within an hour. The other quickest options are using a FanDuel Prepaid Play+ Card or withdrawing via PayPal or Venmo. FanDuel lists those methods as taking less than 24 hours, although most players receive their money much faster (even within a couple of hours).

For some methods, like a debit card, the processing time may take longer the first time you withdraw due to extra verification steps, but it will be faster afterward. Larger withdrawals (even at the casino) may also take more time to process. Be aware also that you cannot withdraw using a debit card, PayPal, Venmo, or a Play+ card unless you deposit using that same method.

Golden Nugget Casino

Golden Nugget Casino is also available in several states and features one fast payout method among its withdrawal options. The minimum amount you can withdraw from your Golden Nugget Casino account is $1 when using PayPal.

At Golden Nugget Casino, the easiest and fastest option for withdrawing funds is PayPal, with payouts processed instantly upon approval within 48 hours of the request. PayPal is easily the most popular method on the site, as otherwise, you must withdraw by check, which can take 7-10 business days.

Withdrawal delays can be caused by various factors, including bank processing timelines, holidays, or the need for extra verification. As is true at other sites, Golden Nugget tends to pay out more quickly with the second withdrawal and onward.

Like DraftKings, Golden Nugget has a withdrawal tracker to monitor the status of your withdrawal request.

Comparing casinos with the best payouts and withdrawals

To recognize the best payout online casinos, here is a table for comparing the payout speeds from the casinos discussed above, plus another table for social casinos.

Real money online casinos obviously allow you to withdraw cash directly. Meanwhile, social and sweeps casinos coins give players opportunities to play games for free and, in some cases, redeem winnings for cash prizes.

Comparing Real Money Casinos with the best payouts and withdrawals

Online Casino Best Payout Speed Instant Withdrawals Method to Use
DraftKings Casino Pays in 1 hour Yes (1 hour) Cash at casino cage
BetMGM Casino Pays in 6 hours Yes (6 hours) BetMGM Prepaid Play+ card, cash at casino cage (12 hrs.)
BetRivers Casino Instant upon approval Yes BetRivers Prepaid Play+ card, cash at casino cage, PayPal (30 min.)
FanDuel Casino Pays in 1 hour Yes (1 hour) Cash at casino cage
Golden Nugget Casino Instant upon approval (up to 48 hours) Yes PayPal

With social and sweepstakes casinos, you play games with virtual currencies that can be purchased but cannot be withdrawn as they have no cash value. Still, you can redeem winnings for cash prizes (in the form of gift cards), a process that generally takes a couple of steps to complete.

Here are the offers and withdrawal times at social and sweeps sites:

Social/Sweepstakes Casinos Withdrawal Times

Online Casino Redemption Speed Welcome Bonus Current Promotion Payable Prizes
WOW Vegas 3-5 business days 4.5 FREE Sweepstakes Coins and 8,500 FREE WOW Coins over first three days 1.5 million WOW Coins for $9.99, get 30 Sweepstakes Coins FREE Gift Card
Pulsz Casino 3-4 business days 2.3 FREE Sweepstakes Coins 362,000 Gold Coins for $19.99, get 30 Sweepstakes Coins FREE Gift Card
Chumba Casino 7-10 business days 2,000,000 FREE Gold Coins & 2 FREE Sweeps Coins $30 Gold Coins for $10, get 30 FREE Sweeps Coins with first purchase Gift Card
LuckyLand Slots 3-5 business days 7,777 FREE Gold Coins & 10 FREE Sweeps Coins $10 Gold Coins for $4.99, get 10 FREE Sweeps Coins with first purchase Gift Card
Funzpoints Casino 24 hours 250 Premium Funzpoints (worth $2.50) 100% match up to $20 with first purchase Gift Card

Payout methods at top legal online casinos

Above, we reference several ways to withdraw funds from online casinos. For the most part, real money sites offer the same menu of payout options, while social casinos have their own methods of letting you redeem winnings.

Looking again at what the best payout online casinos offer, here is a rundown of the most common online casino withdrawal methods and the average payout speed for each.

  • PayPal — The most popular third-party transaction provider is often a top choice for withdrawing from casinos, with many sites providing nearly instantaneous payouts via PayPal. Avg. payout speed — 1-2 hours.
  • Venmo, Skrill — While PayPal is the most widely used third-party transaction provider among online casinos, some sites also offer Venmo or Skrill as another convenient method to the minimum deposit at a casino or withdraw. Avg. payout speed: Instant (except for very large withdrawals).
  • Online banking / VIP Preferred (e-Checks) — Many online casinos invite you to connect a bank account to your casino account, as withdrawing funds directly can be a smooth, fast process (especially after the first payout). Avg. payout speed: Varies from 30 min. or one hour to 48 hours, depending on site and bank.
  • Play+ prepaid cards — The site-branded Play+ cards are often the fastest method available, essentially working like a digital wallet and enabling instant or near-instant payouts. Avg. payout speed: 1-2 hours.
  • Cash at the casino — Most online casinos enable in-person banking at their land-based partners, and if that method works for you, it’s often the fastest withdrawal option available. Avg. payout speed: Instant (except for very large withdrawals).
  • Gift Cards — Social and sweepstakes casinos typically offer payouts in the form of gift cards that can be used like cash in most locations. Avg. payout speed — 3-4 business days.

How we rank the best payout online casinos

Our staff considers a number of factors when evaluating the best payout online casinos.

  • Ease of use: Most sites make it easy to locate and use the cashier while also spelling out guidelines for withdrawals, including listing best practices to ensure the fastest possible payouts. Having a user-friendly interface for requesting and receiving fast payouts is a must.
  • Payout speed: On this page, we are highlighting the best online casinos that offer instant payouts or options for near-instant payouts. Indeed, while most sites enable very rapid deposit times, they tend to differ when it comes to withdrawal speeds.
  • Customer support: The speed and efficiency of customer support can sometimes impact payout speed. We consider the number of support options (live chat, phone, email, etc.) and the clarity and comprehensiveness of FAQ sections when judging this aspect of sites and the overall user experience.
  • KYC checks: KYC checks are those extra measures sites take to ensure online casino customers are who they say they are. Regulated casinos are required to make KYC checks, and it is important that sites conduct them quickly and accurately.

What are KYC checks, and why are they important?

KYC stands for “Know Your Customer.” KYC checks help sites verify players’ identities, which obviously protects the players’ personal information and funds. KYC checks also involve the site conducting ongoing due diligence and monitoring to further confirm each player’s identity.

From a legal standpoint, KYC checks also help protect the sites from being used for money laundering, fraud, or other financial crimes. Usually, KYC checks involve having users submit a copy of their driver’s license, passport, or another government-issued ID. Bank statements, utility bills, financial statements, and other documents can sometimes be used as well.

Various actions can trigger a KYC check, such as the customer using a new withdrawal method or new bank account, or the user reaching a certain maximum threshold for their deposits or withdrawals.

In some cases, KYC checks might delay your payout as they increase the processing times for withdrawals. Even so, KYC checks are important for ensuring a safe, secure player experience.

Best payout online casinos FAQ

What is the best payout online casino in the US?

Overall, DraftKings Casino and BetMGM Casino rate highest in our rankings of the best gambling sites for payouts, with BetRivers Casino also offering a number of essentially instant payout options.

How do withdrawals on wins at online casinos work?

It depends on the type of online casino. At real money online casinos, you are withdrawing cash not until you would from a bank account, although instead of simply taking out your money, you have to submit a withdrawal request. If you have bonus funds, you may first need to satisfy a wagering requirement before you can withdraw the bonus.

For social and sweeps casinos, you don’t technically make withdrawals of your winnings. Rather, your winnings are in the form of virtual currency, and you can redeem the currency for a cash prize or gift card.

How long does the online casino withdrawal process take?

It depends on the withdrawal method. Some sites offer options that are essentially instant withdrawals with the payouts immediately available. Usually, you will be able to find a method that will not take more than 1-2 business days. Meanwhile, if you are requesting payment by check via the mail, that can take up to 7-10 business days or even longer.

At online casinos, do you have to use the same method for deposits and withdrawals?

Sometimes, but not always. Many online casinos will not let you withdraw using a particular method until after you have deposited using the same method. A good practice is to find a favorite banking method for both deposits and withdrawals and use it every time. That will help increase the speed of your payouts, too, after you have used the method once. 

Do I have to pay a fee to cash out from an online casino?

Generally speaking, licensed and regulated online casinos do not charge any fees either for depositing or withdrawing from your account. That said, your bank or chosen third-party provider could possibly charge a fee on their end when a transaction is made.

Note that some online casinos not licensed for real money games in the US might try to charge a transaction fee (e.g., 2% or 3%, or even more). That’s yet another reason to stay away from such sites, as they are not bound by the gambling laws of your jurisdiction. 

How do I check the status of my withdrawal?

Some online casinos have “withdrawal trackers” or other tools you can use to get updates on the status of a pending withdrawal. In most cases, you can simply visit the cashier section of the online casino, look up your transactions, and get an update that way. You can also contact customer support, which should be able both to give you a status report and direct you on how to find such updates on your own.

If you make a purchase after clicking on links within this article, Lee Enterprises may earn affiliate commissions. The news and editorial departments had no role in the creation or display of this content.

Catena Media provides exclusive gambling and casino content to The Buffalo News, including reviews of legal online casinos and information about casino games, odds and probabilities, and site offers and promotions to help inform and educate players. If you register for an account through a link on our site, we may receive compensation. Always practice responsible gambling.

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